|Pre-Planning Dos and Don'ts
|DO ask a family member or trusted friend to sit in on any meetings.|
|DO ask all salespeople to identify themselves, the company they represent, and|
|what services they are selling.|
|DO know exactly what your buying. Grave liners and vaults sound and look|
|similar, but a vault is sealed and a liner is not. If your unsure about the products |
and services being offered, get a second opinion from a licensed funeral director.
|DO make sure that you ask about additional costs at the time of burial ( Charges|
|for opening and closing the grave, final date lettering, setting or resetting of the |
marker, etc. ) and get the terms in writing.
|DO ask for a phone number and business card.|
|DO ask the sales person for permission to tape record your conversations.|
|DO make a list of questions to ask, and take notes.|
|DO read over any contract carefully before signing. Have a trusted advisor-such|
|as your clergy, attorney, banker, or accountant-look over the document with you |
|DO make certain that everything that is promised is put in writing and attached to|
|the contract, including your right to change your mind and cancel the deal within |
|DO ask for explanation of anything your not sure about, written in plain language|
|that you understand.|
|DO find out exactly what is covered. If you buy a casket, vault and cemetery lot,|
|you will still require the services of a funeral director.|
|DO find out the name of the bank or insurance company that is acting as the|
|trustee of the plan. Ask if your funds are protected and transferable.|
|DO keep a copy of any contract you sign in a safe place that your family knows|
|DO be cautious. When purchasing a pre-need funeral plan, a licensed funeral|
|director is your best source. Ask to see the license.|
|DON'T agree to make payments until you know the rate of interest and the total|
|amount you will pay. Ask if you can get your money back if you change your |
mind. Find out if there is a withdrawal penalty and how much it is.
|DON'T take the word of a salesperson that says they are affiliated with "ABC|
|Funeral Home". Call the funeral home and check.|
Memorial Center offers
and Cemetery Final Date
Lettering to fit your needs.
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find out More.
|(814) 765-7776 Toll Free 1-877-544-0171